Terms & Conditions

By accessing or using www.fillip.com (the “Site”), operated by Fillip Holdings Limited (“Fillip”, “we”, “our” or “us”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use the Site.

The Site provides information about Fillip’s corporate activities, services, and updates. All content is for informational purposes only and does not constitute legal, financial, investment, or professional advice.

You must be at least 18 years old to use this Site. By using the Site, you represent that you meet this requirement.

All text, graphics, logos, trademarks, and other content available on the Site are owned by Fillip or licensed to it, and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.

You agree not to:
a) Use the Site for unlawful purposes.
b) Attempt to gain unauthorized access to the Site.
c) Disrupt or interfere with the Site’s functionality.
d) Upload malicious code, viruses, or harmful content.

The Site is provided “as is” without warranties of any kind, whether express or implied. Fillip makes no representations about the accuracy, completeness, or reliability of the Site’s content.

To the fullest extent permitted by applicable law, Fillip shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site.

The Site may contain links to third-party websites. Fillip is not responsible for the content, practices, or privacy policies of such websites.

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the new Terms.